Always ask and always be patient

Photo by Gervyn Louis on Unsplash I was recently reminded of a two fundamentals to working with seniors and must be shared with anyone whose parents or loved ones continue to manage their own home and finances.  1.  Always ask if you can help…… even if they’ve already said no five times.  2.  Never assume it comes asContinue reading “Always ask and always be patient”

Client Study: Medicare D Penalties

Just this past week we helped a new client enroll in Medicare D for the first time. Unbeknownst to them, they were about to encounter two big penalties – Delayed Enrollment & Income Related Monthly Adjustment Amount (IRMAA). “Sally” is a 73 year old widow in excellent health. Due to a combination of factors includingContinue reading “Client Study: Medicare D Penalties”

Senior Security: Fraud & Identity Theft

The methods that can be used to milk you or your loved one out of life savings and future financial security truly can be insidious.  Just this past week, I received a call from a family seeking help for their father after he shared his Social Security number with his new neighbor on the promise of being included in a mythical real estate investment.